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Strategic Profile of the Municipal Savings and Credit Banks in Northern Peru (#873)

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Date of Conference

July 17-19, 2024

Published In

"Sustainable Engineering for a Diverse, Equitable, and Inclusive Future at the Service of Education, Research, and Industry for a Society 5.0."

Location of Conference

Costa Rica

Authors

Ipanaqué Panta, Rocío

Sánchez Juárez, Segundo Vicente

Zeta Vite, Adolfo

Jurado Rosas, Adolfo Antenor

Abstract

The study investigates the impact of management audits on the delinquency rate of municipal savings and credit banks in Lima during 2022. Employing a qualitative, descriptive, and correlational approach, it examines how the evaluation, execution, and reporting of management plans affect delinquency, considering variables such as payment default and credit assessment. Based on five banks in Lima, the study highlights management auditing as a key tool for improving efficiency in credit management.

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